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 Post subject: Interac e-Transfers
PostPosted: Fri Jan 24, 2014 11:22 pm 
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Joined: Tue Mar 22, 2005 12:17 pm
Posts: 253
Location: Niagara region, Ontario
I know this is far from talking about allergies, but I'm wondering if I can find anyone who has tried using the interac e-transfers for transferring funds from one person's bank account to another. I don't know anyone who has used it, and someone wants to pay me some money this way. I'd love to hear about anyone'e experiences with this. Thanks!


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 Post subject: Re: Interac e-Transfers
PostPosted: Sat Jan 25, 2014 11:30 am 
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Joined: Wed Jun 22, 2011 4:26 pm
Posts: 413
We've used it a few times. Really quick and simple. Some banks charge a fee to send the money but I don't think any of them charge you to receive it. You must have web banking activated to use this service or it becomes a 15 minute appointment at the bank to set up web banking and have them go through and accept it.

Basically, you get an email saying so-and-so is sending you money. Click on the link and it takes you to a website where you choose your bank and log in to your web banking. You accept the transfer by answering a question set up by the sender, and it's there, instantly.

Think of it as PayPal, only it goes instantly into your bank account.

_________________
anaphylaxis to tree nuts and peanuts; asthmatic, dairy intolerant, vegan
other family members allergic to to dairy, egg, peanut, peach, banana, sesame, environmentals


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 Post subject: Re: Interac e-Transfers
PostPosted: Sat Jan 25, 2014 2:53 pm 
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Joined: Tue Mar 22, 2005 12:17 pm
Posts: 253
Location: Niagara region, Ontario
Thanks so much spacecanada! I really appreciate hearing about your experience. It's nice to hear I don't have to provide my bank account number to the payer, and that you found it easy.


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 Post subject: Re: Interac e-Transfers
PostPosted: Sat Jan 25, 2014 4:03 pm 
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Joined: Mon Apr 18, 2011 2:20 pm
Posts: 150
Location: Barrie Ontario Canada
I agree! It's really easy, I use it to pay my rent instead of writing cheques every month. I'm charged $1.50 per transaction but it's still cheaper and easier than buy cheques and trying to meet with my landlord.

_________________
Sarah
Outgrew: Wheat, corn, egg, chicken, to name a few
Sensitive to Milk/Dairy products
Allergic to: Tree nuts, percocet, toradol, environmental allergies and chemical allergies
Migraines caused by scented products, barometric pressure


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 Post subject: Re: Interac e-Transfers
PostPosted: Sun Jan 26, 2014 8:36 am 
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Site Admin

Joined: Tue Mar 22, 2005 11:17 pm
Posts: 6476
Location: Ottawa
My mom and I have used this several times to arrange Christmas/birthday shopping over the past few years.

She is very security savvy and is comfortable with it. We've never had a problem.

_________________
Moderator
Daughter: asthma, allergies to egg, milk, peanuts, tree nuts, most legumes (not soy) & penicillin. Developing hayfever type allergies.
Husband: no allergies
Me: allergies to some tree that flowers in May
Cat: allergic to beef, pork and lamb


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 Post subject: Re: Interac e-Transfers
PostPosted: Sun Jan 26, 2014 9:45 am 
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Joined: Tue Mar 22, 2005 12:17 pm
Posts: 253
Location: Niagara region, Ontario
Thanks Sarah and Susan!


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 Post subject: Re: Interac e-Transfers
PostPosted: Sun Jan 26, 2014 10:19 pm 
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Joined: Tue Jun 26, 2007 2:45 pm
Posts: 805
Location: Vancouver, BC
Another vote for 'used it and it works great'. Only use it to send money to people you trust, though, because unlike paypal and credit card, there's no recourse if you pay a scammer. . .

Also, my credit union used to have a $1000 limit for these transfers while the big 5 banks had a $2000 limit. Not sure if this is still the case.

_________________
DD 2004 Allergy to peanuts, egg, sesame, and new: lentils and chick peas
DS 2006 Allergy to peanuts, tree nuts, milk, egg, kiwi fruit, eczema


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